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The Biggest New Fans of 401(k)s Are Small BusinessesMillions more small-business employees gained access to 401(k)-style retirement plans in recent years, a result in part of new types of plans like the pooled employer plan, or PEP. Anne TergesenFebruary 22, 2026 U.S. Small-Business Confidence Slipped in JanuaryU.S. small-business confidence fell unexpectedly in January, with businesses citing inflation, labor quality and the cost or availability of insurance as problems. Don Nico ForbesFebruary 10, 2026 New Layoff Tactics Bring New BlundersPlus, small-business owners embrace AI and Chicago students study wealth accumulation, in this edition of the Careers & Leadership newsletter. Conor GrantNovember 19, 2025 Page1123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596of 96 Next Page

Mortgage Rates Today, April 20, 2026: 30-Year Rates Maintain 4-Week Low

Mortgage rates are down from Friday and remain under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.33%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.73%.Mortgage rates reached a four-week low on Friday, April 17. While they aren’t as low as they were in February when they briefly fell below 6%, they’re considerably lower than they were in late March as the spring home-selling season kicked off with a weak start.The Federal Reserve has its next meeting at the end of April, and it’s heavily predicted to keep rates unchanged. Similarly, while Fannie Mae originally predicted mortgage rates would fall below 6% and continue falling throughout the year, its updated forecast now predicts rates will be above 6% throughout 2026.This news is disappointing for those who hoped to buy or refinance a home this year. However, given how volatile rates have already been in the first few months of the year, it’s still possible that they could drop later in the year.Top mortgage rates todayCurrent mortgage rates are down from Friday and lower than they were seven days ago. Rates are lower than they were in early 2025, when the average